Nurses can lower their monthly payments and save thousands on their privately financed student loans. That means you could get low monthly payments with rates as low as 2.75%APR*, and the support you need to pay down your student loan debt. If you work in healthcare, we're the clear choice to help with your student loans.
 
New: Pick and Choose the Student Loans you want to Refinance
 
You no longer need to refinance all of your student loans together. Simply select the high-rate loans you want to refinance and leave the others as is. Whether you’ve deferred your federal loans and don’t want to touch them, or you already have a solid rate on a few, this doesn't have to be an all or nothing choice. Our refinance experts are here to help with a complete evaluation of your student loans and custom recommendations to help maximize your savings.
 
NIHFCU is the Best Kept Secret in Nursing 
Now nurses can learn the secret to financial peace of mind. It starts with identifying your biggest financial concern and getting it under control. For many, that’s their student loan payments. For other nurses it’s paying bills, buying a home/car, or just getting some good financial advice. That’s where we come in. At NIHFCU, we’re a not-for-profit financial institution that specializes in healthcare professionals like you. That means our profits are used to offer great rates, lower fees, and an honest banking experience. Need more convincing, skip to the bottom of the page and hear it directly from your colleagues who use NIHFCU.
A Student Loan Checkup Can Save you Money

 

Many nurses who have completed our free student loan checkup have saved thousands of dollars off their privately financed student loans. Even better, what if you could lower your monthly student loan payments and still save thousands of dollars over the life of the loans. It’s true and we want to show you how. Just schedule a one-on-one phone consultation with a student loan expert or fill out our online checkup form to get started. 
 

 

Check out What Other Healthcare Professionals are Saying About NIHFCU
 
Can I refinance my student loans at NIHFCU?
 
Absolutely! Anyone who works in healthcare can refinance their student loans at NIHFCU. And because we've been around for over 80 years, you can feel comfortable that we'll always be there when you need us.

Q

Questions Nurses Ask

Q

Q

A

A

A

What's different about a Financial Institution that is focused on healthcare professionals?
 
Great question! First, it means we understand you and your unique needs. Second, it means we can craft products and services specifically for professionals like you. Some examples include our special-purpose VitaLoan, or our healthcare-focused student loan refinancing.
So what are you waiting for? 
Don’t let those student loans keep you down. Like most things in life, good things happen when you get a checkup. Why not schedule your check-up today?
Go for it. Saving thousands on your student loans is easy. 

© 2021 NIH Federal Credit Union

Schedule a Checkup Call

Refinance your Student

Complete an online checkup
Sooo, what's up with a credit union?
 
Not everyone understands the awesomeness that is a credit union. Imagine if your bank didn't care about turning a profit or making their shareholders richer, and instead offered you better rates and lower fees designed to keep more money in your pocket. That's a credit union! Sound too good to be true? It's not. It's all made possible by the Credit Union Act, which was passed by the US Government back in the 1930s. The government set up credit unions to help everyday people, and that's exactly what they do. We just happen to be the credit union for healthcare professionals like you.
Schedule a Checkup Call

* Annual Percentage Rates (APRs) as of 4/1/2021 and subject to change without notice. The advertised APR is available to applicants with excellent credit for a 60 month loan and includes a rate discount of 0.25% for automatic payments.   If automatic payment ceases before loan is paid in full, the interest rate will increase by 0.25%. Final rates and terms for approved applications depend on the credit and payment history, payment method and other factors that may be lawfully considered. Restrictions may apply.  Loan amount of $25,000 at 2.75% APR for 60 months would have monthly payments of $446.

NOTE: The CARES Act was passed in response to events related to the Coronavirus pandemic and includes broad relief measures for federal student loan borrowers. If you are considering refinancing your federal student loans, please make sure to review these measures at www.studentaid.gov/coronavirus to understand your options.

Don't Forget to Read the important Stuff.

NCUA – Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

EHO – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

or Apply Now

Find out what payment you qualify for.

© 2021 NIH Federal Credit Union

Nurses get auto loan rates as low as 1.74%APR*, No payments for 90 days, and can even skip a payment once every 12 months. If you work in healthcare, we're the clear choice for your auto loan.   
 
or 1-855-852-4748
De-stress Your Student Loans with Historically Low Rates
 
Student loan debt can be stressful, but with rates at historic lows, now’s the time to take control of your finances. Recently, student loan rates hit a two-year low. If you’ve been considering a refinance of your privately financed student loans, now may be the time to go for it. Nurses like you already have enough to worry about, so don’t let your student loans add additional stress.
 
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Wellness for your Wallet

Loans and Save Thousands!

Schedule a Checkup CallFill Out an Online Checkup

Refinance your Student 

Loans and Save Thousands!

or Apply Now
Nurses can lower their monthly payments and save thousands on their privately financed student loans. That means you could get low monthly payments with rates as low as 2.75%APR*, and the support you 
 
or schedule a checkup callor Apply Nowor Apply Now
Can I refinance my student loans at NIHFCU?
 
Absolutely! Anyone who works in healthcare can refinance their student loans at NIHFCU. And because we've been around for over 80 years, you can feel comfortable that we'll always be there when you need us.
What's different about a Financial Institution that is focused on healthcare professionals?
 
Great question! First, it means we understand you and your unique needs. Second, it means we can craft products and services specifically for professionals like you. Some examples include our special-purpose VitaLoan, or our healthcare-focused student loan refinancing.
Sooo, what's up with a credit union?
 
Not everyone understands the awesomeness that is a credit union. Imagine if your bank didn't care about turning a profit or making their shareholders richer, and instead offered you better rates and lower fees designed to keep more money in your pocket. That's a credit union! Sound too good to be true? It's not. It's all made possible by the Credit Union Act, which was passed by the US Government back in the 1930s. The government set up credit unions to help everyday people, and that's exactly what they do. We just happen to be the credit union for healthcare professionals like you.
need to pay down your student loan debt. If you work in healthcare, we're the clear choice to help with your student loans